How to Invest in Precious Metals

STEP 1 – Fill out an electronic client application form (click here.)
STEP 2 – Discuss your situation with an Empire Precious Metals Expert and decide which physical commodity and program is right for your specific, individual situation.
STEP 3 – Fund your account with either a personal/business check (collected by Empire Wealth Management Group via FedEx at company expense) or Federal Funds Bank Wire. Your broker will supply instructions on both means.

It is as easy as that. Once your account is funded the Empire Compliance and Administration departments will contact you to ensure your complete understanding of the program, trade and account – as well as to verify the information for accuracy (address, phone numbers etc.). After the initial positions are acquired, you will be contacted with order confirmations. Statements are generated monthly and delivered via US postal services regular mail.

What Program to Use?

One of the most exciting and proficient investment programs available is the Empire’s Collateralized Financing Option (“CF”). Investors have the option of either completely paying for their purchase, or – as most do with their homes – take advantage of financing to increase their holdings and profit potential. One significant difference between home financing and collateralized financing on physical commodities is that with a CF program, it’s the commodity that provides the security, not the creditworthiness of the individual.

The purchase and sale transactions are the same with CF as with cash. The homeowner example is the best to illustrate how the program works.

Investor A purchases a home for $100,000 and pays all cash for it. Investor B purchases an exact duplicate home, right next door to investor A, but only puts in $20,000 of his own money and has the bank finance the remaining $80,000. Investor B pays 8% in interest. After one year, both sell their homes for $120,000.

Investor A makes $20,000, or 20%. Investor B makes 68% and, had five times LESS money in play doing it. (Investor B $120,000 sale less the loan of $80,000 = $40,000. 8% interest was $6,400. 40,000 – 6,400 = 33,600. 33,600- 20,000 = 13,600. 13,600/20,000 = 68%)

Or, if Investor B decided to put in the same $100,000, he/she would then have bought 5 homes (with 20% down). Both invested the same amount of capital. Yet, investor A makes (assuming the same sales levels) $20,000 and Investor B makes $68,000.

With collateralized financing (see FAQ section) there are always minimum equity levels. As long as the position is maintained, risk is diminished to short-term market fluctuations. Unlike most every other asset class, physical commodities and especially precious metals (gold, silver, palladium, and platinum) can and have never become worthless.

** Commissions and fees are not included in either example. An Empire broker would be happy to calculate an exact example for you, with commissions and fees included for both Collateralized purchase and a typical cash transaction.